"See how the patented iXept process works"
The patent- pending technology of iXept works in real time to deliver a 2-way fraud
alert and is embedded in the payment process—which means quick response, no false
positives, and no disruption to the payment process
A Typical Transaction:
- Enrolled Cardholder makes purchase using credit or debit card
- Payment transaction proceeds as normal, including cardholder signature
- iXept receives payment transaction, and executes notification rules
- iXept initiates a Purchase Alert
- Cardholder responds to the alert—‘C’ = confirm; ‘D’ = deny
- iXept takes immediate action and stops future fraudulent transactions
Consumers enroll in iXept’s Purchase Alert to receive real-time actionable alerts
of account activity, enabling them to instantly validate payment activity on their
accounts. iXept Purchase Alert delivers fraud alerts based on your accountholders’
individual preferences—text message, mobile phone, email, landline, email, etc.
iXept works in parallel with the payment process—providing a convenient way to add
an additional level of security to your accountholder’s payment experience and to
increase peace of mind