"iXept empowers the consumer to catch fraud."
The iXept Purchase Alert is a real-time fraud mitigation and 2-way communication
alert platform embedded in the payment stream - resulting in quick response, no
false positives, and no disruption to the payment process. Using secure web and
mobile-based technology, Purchase Alert can identify a fraudulent payment transaction
within seconds and put the consumer in immediate contact with the consumer's bank
-either through an instantly generated text message, email or telephone call -allowing
the consumer to instantly respond and communicate with the bank. This is unlike
any technology currently available. iXept Purchase Alert is an efficient, effective
and affordable solution that reduces the time and expense of fraud mitigation, leading
to improved bottom line performance.
This innovative solution leverages Microsoft .NET technology for scalability, security
and reliability and is designed with versatile payment translation capabilities
to comply with all card standards (Visa, MasterCard, Amex, and Discover). Additionally,
iXept is compliant with all PCI standards for both data at rest and data in-flight.
The solution integrates into existing technology platforms and procedures for ease
of implementation, including HTTP/S, SMPP, SMTP, FTP, XML, and Com Object.
For your accountholders, Purchase Alert delivers an additional level of security
to the consumer payment experience and enables consumers to take control of their
financial identity and purchasing power.